News and Information Repository
The Truth in Lending Act (TILA): Understanding the total cost of credit
Closed-end Credit The key disclosures for closed-end credit transactions are as follows: • The "amount financed", which is "the amount of credit provided to the consumer (or on the consumer's behalf) (12 C.F.R.$1026.18(b). • The "finance charge", which is "the dollar...
Be on the lookout: False and Misleading Information
Certain businesses that tend to deal with Credit and Loan applications through regular business, such as mortgage brokers or car dealerships, may knowingly insert or alter information on credit applications. Always double check and verify the accuracy of anything you...
Top 6 warnings to be aware of when applying for credit
Whether you are applying for the first time or working to build a better rating, the below list of our Top 6 warnings to anyone in the process of investigating, shopping around, or filling out applications. Never provide incorrect information on a credit application...
Do you know your rights when applying for Credit or loans?
Federal and State laws grant you and enforce some basic rights when applying for Credit and Loans. Read below for our top 11 list of things every consumer should know • You have the right to shop for the best loan available to you and compare the charges of different...
Who is Florida Litigators and What do we do?
Florida Litigators is a local, independent, experienced Team of professionals serving our Florida communities since 2013. With our extended experience, across multiple disciplines and fields of expertise, we fight for our clients to recover benefits and build satisfaction and peace of mind out of legal and claim disputes.
We work with you starting with a free consulation and represent our clients on a Contingency Fee basis. This simply means that we only make money when we make money for you. No hidden fees or recurring costs come out of your pocket. Period.